Ten Types of Senior Living Options

If you’re considering retirement, you might already be familiar with the variety of senior housing options and their associated uncertainty. It might be easier for you to comprehend how you picture your elderly life if you have carefully considered your options and basic understanding of them. Therefore, you won’t be as confused by the variety of options in this way. Depending on your health and mobility, you can decide if you want to support yourself in your environment or prefer independent living.

You may choose your ideal retirement thanks to these streamlined senior living options, which will make decision-making much simpler:

Independent Living:

  • Aging in place
  • 55+ retirement communities 
  • Senior home-sharing
  • Senior cohousing communities
  • Continuing-care retirement communities

Options with assistance:

  • Nursing homes
  • Respite care
  • Assisted living
  • Memory care facilities
  • Hospice

Aging in place… What is it?

Aging in place is the practice of an older person continuing to live in their present residence rather than relocating to a retirement community. To solve any mobility concerns, they frequently make modifications to their current residences and often collaborate with home health care specialists to obtain assistance when necessary.

Who should consider aging in place?

Suppose older individuals can manage the majority of tasks on their own and have a strong support system in place to assist them in case of difficulties. In that case, they can probably continue to live in their current residences. Many people can age with the aid of a caregiver, even if their health deteriorates to the point that they require ongoing care.


  • Compared to assisted living or community care facilities, it is less expensive.
  • You can continue to communicate with your sentimental connections to your home.


The average cost of aging in place includes modifying the home with mobility aids and, if necessary, hiring a qualified nurse or in-home care provider:

  • The expense of remodeling your entire house for aging in place can range from $20,000 to $40,000, but one advantage of aging in place is that you need to get the required modifications. Moreover, you can save the cost by not having to pay for all the renovations.
  • In-home care typically costs around $4,600 per month for a home health aide. However, the location, kind, and frequency of care significantly impact how much home care costs.

55+ Retirement Communities

What are 55+ Retirement Communities?

55+ communities are housing options where the residence is limited to people over 55 years of age.

Should you live in a 55+ Retirement Community?

These are perfect for those who want to live near people their age and require little to no further assistance.


  • People can readily form friendships with their neighbors.
  • Buildings are made to accommodate those with limited mobility.
  • Senior residences offer lawn and home maintenance services.
  • People who reside in neighborhoods where they own their houses enjoy homeownership’s financial and tax advantages.
  • As a result of their shared interests and dynamic communities, residents of specialized retirement communities are more active.


The price of renting or purchasing a home in a 55+ community is typically slightly lower than the market value of other homes, ranging from $1,000 per month to over $1 million to purchase a home which depends on various factors.

Senior home-sharing

What is Senior Home-Sharing?

Senior Home-Sharing involves sharing a living space among older adults. Adults can pool together to rent or purchase a house where they can live and support each other instead of an outsider’s assistance.

Should you use home-sharing?

Consider home sharing if you wish to share housing or are looking for general companionship.


  • Less housing costs
  • Lesser burden due to shared responsibility instead of being alone.
  • More independence.
  • Companionship provides health benefits to older adults.


Costs vary significantly, depending on the living arrangement, apartment prices, and add-on services. It is tough to generalize exact costs due to the abovementioned factors.

Senior Cohousing Communities

What are Senior Cohousing Communities?

In senior cohousing communities (SCCs), a group of seniors join to build or buy a housing complex with individual rooms or flats and shared common areas. The purpose of cohousing is to pool resources and create a close-knit neighborhood where residents can support one another while still having independence.

Should you use Cohousing Communities?

Senior cohousing is an option for older persons who want to remain in their own homes or apartments but also want to live close to their friends and neighbors so they can help one other out and cut costs. 


  • Shared resources help in keeping the costs down.
  • It provides a chance for residents to be around younger people, resulting in forging essential relationships with the elders.
  • Provides independence in addition to good relations with neighbors.


The cost of senior cohousing varies depending on the community you choose and the state it is located in. While some cohousing communities may have rent or mortgage costs slightly higher than market rates, others are built with older persons’ budgets in mind. Residents can decide to split the cost of utilities, supplies, repairs, and water and energy, reducing overall costs.

Continuing-Care Retirement Communities (CCRCs)

What are Continuing-Care Retirement Communities?

This community provides a range of living alternatives all under one roof, eliminating the need for older people to transition to another facility as they age.  Independent living, assisted living, and memory care units can be housed within the same facility.

Should you use Continuing-Care Retirement Communities?

CCRCs are an excellent choice for people who no longer want to deal with the responsibilities of owning a house and don’t plan to move in with friends or family shortly.


  • Provides top-notch assistance without being socially isolated.
  • Provides flexible medical and treatment requirements for friends or spouses.


For the first month, there could be admission and security costs. Maintenance and service fees could be included in your monthly rent. Typically, it costs between $3000 and $4000 a month. Additionally, independent living apartments with some support can cost between $3000 and $6000.

Nursing Homes

It is perfect for older people who require regular medical care. Older persons with mobility challenges or chronic illnesses should probably consider moving into a nursing home. Older adults with complex disabilities get constant supervision while providing a hospital-like environment.   Your loved ones will receive top-notch care at these facilities because they are managed and governed by state agencies.


  • Your elderly’s medical requirements plan the meals.
  • Nursing home staff members are qualified and trained to provide for older people’s specific medical needs.


A nursing home’s price varies according to the location, the services you select, and whether you want a shared or private room. The average cost for them is $7000.

Respite Care

It is great for older people who are chronically disabled. Respite care is an option for those who have cancer, blindness, or a history of strokes. It is more of a temporary settlement. Moreover, respite care can be given in your house instead of a center.


  • Caregivers can take care of their mental and physical well-being by taking a break.
  • High-quality care is available 24 hours a day, seven days a week.
  • Long-term improvement of the caregiver and patient’s relationship. 


The price depends on how long you plan to stay and the accommodations and services you require. A single day at a respite care facility typically costs roughly $100.

Assisted Living

It is suitable for people who need extra help with daily tasks like bathing, laundry, cooking, and cleaning the house. Additionally, these institutions provide social and recreational activities to keep elders active and mentally healthy. There is only a little medical assistance provided.


  • Elders receive the professional help they need for daily tasks.
  • There are many options, so you and your family will probably find a home you like.
  • To ensure proper treatment, state and municipal authorities regulate the facilities.


With state averages ranging from $3,000 to $10,000, the average monthly cost for a private, one-bedroom apartment at an assisted living facility is roughly $4,000. These costs vary depending on the facility’s location, facilities, level of care, and room size.

Memory Care Facilities

These are also known as special care units since they are created especially for people with memory-related problems like Alzheimer’s or Dementia.


  • Provides security and safety to elders with Dementia.
  • Assists the elderly in feeling at ease in their surroundings.
  • Aids in preventing panic and stress among elders.


The cost can range from about $1000 depending on the facility’s location and other medical needs being covered.


Hospice provides care and helps patients who are terminally ill. Their main objective is to make the patients’ final days as comfortable as possible. Moreover, they provide pain management and try to satisfy the patients’ moral and emotional needs. Hospice is appropriate for everyone who wants to shift from fighting their illness to treating its symptoms.


  • Patients can concentrate on making the most of the time they have left.
  • In addition to receiving medical care, patients receive emotional and spiritual help.
  • Patients can live more peacefully without the pain they might otherwise feel.


The average cost of hospice care varies depending on the provider and the level of service:

  • It might cost up to $10,000 per month for acute care involving inpatient stays.
  • A typical day’s worth of hospice home care costs about $150.

If you are terminally ill, hospice treatment at accredited facilities is covered by Medicare.

When is it time?

Nobody wants to leave their house and move into a senior living facility. It’s a difficult transition. It can be challenging to decide when and where.

There are typical warning indicators to watch out for that point to a decline in health and quality of life. These signs suggest it may be time to investigate senior housing or personal care facilities.

  • Decreasing care for personal hygiene
  • Reckless driving
  • Unclean living space
  • Medication management issues
  • Reduced mobility
  • Unaccounted-for bruises
  • Food that is out of date or insufficiently supplied
  • Reduced appetite
  • Ignoring finances
  • Decreased capacity for communication
  • Loss of memory
  • Depression

It can be difficult to bring up moving to a senior living community with your parents or other older family members.

Your Choice Made Right

Ready to find assisted living in Florida? If you are, then you can start today. You can check our website for insights on finding the right small senior living home for your loved one.

Deciding between these options can be difficult. However, it is important to consider your budget, care needs, lifestyle preferences, and the surrounding infrastructure when making a decision.

If you’re looking for a small residential assisted living home in Florida, we want to meet you! At Heidi’s Haven, we aim to give all of our residents a comfortable and relaxing experience. Contact us to learn more today.

By avoiding common mistakes and doing your research, you can make sure that you make the right choice for yourself or your loved one. Let us put our twenty years of experience in-home care services to work for you. Our fees are affordable, and our staff is compassionate and skilled. We can be your guide for this difficult senior-care decision that you have to make.

So contact us today at Heidi’s Haven.

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